Terms of Use

Welcome to Central Refuge!

These Terms of Use ("Terms") govern your access to and use of our website, centralrefuge.com, and all services, content, tools, and information provided therein. By accessing or using our platform, you signify your unreserved agreement to these Terms. If you do not agree with any part of these Terms, you must not use our website.

Acceptance of Terms

Your use of centralrefuge.com constitutes your binding acceptance of these Terms, including any amendments we may make from time to time. We encourage you to review these Terms regularly to stay informed of our policies. Continued use of the site after any changes indicates your ongoing acceptance.

Eligibility and Account Responsibilities

To use our services, you must be at least 18 years old and capable of forming a binding contract. If you create an account on centralrefuge.com, you are responsible for maintaining the confidentiality of your account information, including your username and password, and for restricting access to your computer. You agree to accept responsibility for all activities that occur under your account or password. You must notify us immediately of any unauthorized use of your account.

Permitted Use and Prohibited Activities

You agree to use centralrefuge.com only for lawful purposes and in a manner that does not infringe the rights of, or restrict or inhibit the use and enjoyment of this site by, any third party. Prohibited activities include, but are not limited to:

  • Engaging in any commercial activity without our prior written consent.
  • Attempting to gain unauthorized access to any part of the website or the servers on which it is stored.
  • Introducing any viruses, trojans, worms, logic bombs, or other material that is malicious or technologically harmful.
  • Using any automated system, such as "robots," "spiders," or "offline readers" to access the site in a manner that sends more request messages to our servers than a human can reasonably produce in the same period by using a conventional web browser.
  • Harvesting or collecting personally identifiable information from the site.
  • Using the site to mislead or deceive other users or us.

Intellectual Property Rights

All content on centralrefuge.com, including text, graphics, logos, images, audio clips, digital downloads, and data compilations, is the property of Central Refuge or its content suppliers and is protected by international copyright laws. The compilation of all content on this site is the exclusive property of Central Refuge. You may not reproduce, distribute, modify, create derivative works of, publicly display, publicly perform, republish, download, store, or transmit any of the material on our website without our prior written consent.

Disclaimers of Warranties

Central Refuge provides its website and services on an "as is" and "as available" basis. We make no representations or warranties of any kind, express or implied, as to the operation of this site or the information, content, materials, or products included on this site. You expressly agree that your use of this site is at your sole risk. We do not warrant that centralrefuge.com, its servers, or emails sent from Central Refuge are free of viruses or other harmful components. We are not responsible for the accuracy or completeness of any information provided regarding Credit Cards, Personal Loans, Financial Technology, or Secure Investments.

Limitation of Liability

In no event shall Central Refuge, its directors, employees, partners, agents, suppliers, or affiliates be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from:

  • Your access to or use of or inability to access or use the Service.
  • Any conduct or content of any third party on the Service.
  • Any content obtained from the Service.
  • Unauthorized access, use, or alteration of your transmissions or content, whether based on warranty, contract, tort (including negligence), or any other legal theory, whether or not we have been informed of the possibility of such damage.

Third-Party Links

Our website may contain links to third-party websites or services that are not owned or controlled by Central Refuge. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites or services. You acknowledge and agree that Central Refuge shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of or reliance on any such content, goods, or services available on or through any such web sites or services.

Governing Law and Jurisdiction

These Terms shall be governed and construed in accordance with the laws of the jurisdiction where Central Refuge is established, without regard to its conflict of law provisions. You agree to submit to the personal and exclusive jurisdiction of the state and federal courts located within that jurisdiction to resolve any dispute or claim arising from these Terms.

Changes to These Terms

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will try to provide at least 30 days' notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion. By continuing to access or use our Service after those revisions become effective, you agree to be bound by the revised terms. If you do not agree to the new terms, please stop using the Service.

Contact Us

If you have any questions about these Terms, please do not hesitate to reach out to us.

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